DeepSeek V4.1 Flash vs Ling 3.0 Flash Fin

DeepSeek V4.1 Flash is a sparse mixture-of-experts model from DeepSeek, and the first built on the company's Causal Encoder-Decoder (CED) architecture. It activates 8B parameters on input and 16B on output from a 552B-parameter backbone, an asymmetric split that keeps per-token compute low relative to the model's total size. Image understanding is native to the architecture, with visual and text embeddings trained jointly from the start of pre-training rather than added afterward as in the earlier experimental V4 Flash Vision Exp.

Ling 3.0 Flash Fin is a finance-focused mixture-of-experts model from InclusionAI, built on Ling 3.0 Flash with 5.1B active parameters out of 124B total. It is designed for real-world investment workflows that require complex multi-step tasks and long-horizon planning and execution, while retaining general capabilities in reasoning, coding, and mathematics.